Oct 22, 2026, 2:28 PM
Bank AL Habib reports lower nine-month profit and EPS; declares Rs. 3.50 interim dividend
Financial ResultBank AL Habib Limited announced unaudited results for the nine months ended September 30, 2026. Profit after taxation was Rs. 23.544 billion versus Rs. 25.393 billion a year earlier, and EPS declined to Rs. 21.18 from Rs. 22.85. The bank also declared a third-quarter interim cash dividend of Rs. 3.50 per share, in addition to Rs. 7.00 per share already paid.
Key Findings
- Nine-month profit after taxation fell year over year to Rs. 23.544 billion from Rs. 25.393 billion.
- Nine-month EPS declined to Rs. 21.18 from Rs. 22.85.
- Profit before credit loss allowance decreased to Rs. 46.499 billion from Rs. 51.304 billion.
- Total income increased to Rs. 125.443 billion from Rs. 121.467 billion.
- A third-quarter interim cash dividend of Rs. 3.50 per share was declared; Rs. 7.00 per share had already been paid for earlier interim dividends.
Financial Performance
| Metric | PreviousNine months ended September 30, 2025 | CurrentNine months ended September 30, 2026 | Change |
|---|---|---|---|
| Total income | 121,466,632 | 125,442,887 | +3.3% |
| Profit before credit loss allowance | 51,303,927 | 46,499,182 | -9.4% |
| Profit after taxation | 25,393,030 | 23,544,303 | -7.3% |
| Basic and diluted earnings per share | 22.85 | 21.18 | -7.3% |
| Mark-up / return / interest expensed | (161,087,818) | (161,451,100) | +0.2% |
| Cash and balances with treasury banks | 189,466,913 | 218,151,258 | +15.1% |
| Borrowings | 290,260,824 | 488,908,351 | +68.4% |
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Highlights summarize the key points from the company's official PSX filing. View the original filing for the complete details before making financial decisions.