Bank Al-Habib nine-month profit falls 9.4% to Rs24.18 billion

Bank Al-Habib Limited BAHL reported consolidated net profit of Rs24.18 billion for the nine months ended September 30, 2026, down from Rs26.68 billion in the corresponding period of 2025. Earnings per share fell to Rs21.74 from Rs23.99. The bank declared a cash dividend of Rs3.5 per share.

For the third quarter of 2026, net profit increased to Rs8.77 billion from Rs6.89 billion a year earlier, while earnings per share reached Rs7.88 compared with Rs6.19. Across the nine-month period, total income was Rs127.75 billion, up 2.9%. Net mark-up income was Rs99.75 billion, while fee and commission income reached Rs18.14 billion and foreign exchange income was Rs8.06 billion.

Operating expenses rose 13% to Rs78.85 billion, and the bank recorded a net securities loss of Rs775.63 million, compared with a gain of Rs541.09 million in 9MCY25. Profit before taxation declined 9.2% to Rs50.29 billion. Net credit loss allowance write-offs and reversals were Rs2.52 billion, while taxation for the period was Rs26.11 billion.