NBP reports Rs48.9bn profit after tax for 9M’26

National Bank of Pakistan (NBP) posted profit after tax of Rs48.9 billion for the nine months ended September 30, 2026, on total income of Rs193.6 billion. Earnings per share were Rs22.98, while the bank said the lower interest-rate environment and a strong comparative period weighed on the year-on-year comparison.

Gross interest income declined 6.4 percent to Rs562.6 billion, and net interest income was Rs156.1 billion. Non-fund income reached Rs37.5 billion, while operating expenses rose 8.8 percent to Rs96.8 billion and the cost-to-income ratio was 50.0 percent. Assets expanded 9.7 percent to Rs7,753.1 billion; NBP also reported a 21.12 percent capital adequacy ratio and said its AAA credit rating was reaffirmed by PACRA and VIS.