HBL reports Rs54.11bn nine-month profit and Rs6 per-share dividend

Habib Bank Limited HBL recorded consolidated profit after tax of Rs54.11 billion for the nine months ended September 30, 2026, compared with Rs51.38 billion in the corresponding period of 2025. Basic and diluted earnings per share rose to Rs36.84 from Rs34.97.

Alongside the results, the board announced a cash dividend of Rs6 per share, equivalent to 60%. For the third quarter of 2026, the bank reported profit after tax of Rs19.58 billion, against Rs16.93 billion in the same quarter of 2025. Third-quarter earnings per share were Rs13.33, compared with Rs11.53.

Net mark-up income increased 1.5% to Rs210.43 billion. Total non-mark-up income rose 7.6% to Rs72.67 billion, including fee and commission income of Rs39.40 billion, up 15%, and foreign exchange income of Rs11.92 billion, up 76%. Dividend income was Rs5.53 billion, compared with Rs2.91 billion in the prior-year period.

Operating expenses increased 5.8% to Rs161.44 billion. Net credit loss allowance and write-offs fell to Rs4.09 billion from Rs7.81 billion, while profit before taxation reached Rs115.05 billion, up 2.6%. The bank's tax charge was Rs60.94 billion, compared with Rs60.78 billion for 9MCY25.