All govt-to-person payments to go digital

Business Recorder reported that Minister of State for Finance Bilal Azhar Kayani set a target of making every government-to-person payment digital and ending the use of physical cheques. He spoke at the launch of Z-Wallet, a service in which Zong teamed up with Zindigi, powered by JS Bank, to offer banking features inside the My Zong App. Users can move funds to any bank across the country via RAAST, pay utility and internet bills and buy mobile top-ups using one login and PIN.

Kayani said merchants accepting digital payments grew from about half a million in June 2025 to 2.03 million by June 2026, clearing a two million goal. Digital banking customers climbed from 95 million to roughly 137 million over the same period, surpassing a 120 million target. Centralised bodies lifted the share of G2P transfers made digitally from 9% to 76%, while self-accounting bodies moved from 5% to 75%.

Kayani also said BISP payments, which reach more than 10 million beneficiaries through direct cash transfers, are now being fully digitised. Each recipient is to receive a digital wallet that operates like a regular bank account, covering bill payments, fund transfers and cash withdrawals. This ends the earlier practice of handing out codes that required visits to agents, where beneficiaries often lost money to extra costs and deductions.