Most used
Salary Income Tax Calculator 2026-27
Your salary as a payslip under the Finance Act 2026 slabs, with seven legal ways to pay less tax.
Free investor tools
Investor tools and calculators for Pakistan
Free calculators for tax, PSX trading, savings, loans and gold. Tax tools use the 2026-27 rates, and many fill in live market data for you.
- Free, no sign-up
- 2026-27 tax rates
- Live market data
- Free, no sign-up
- 2026-27 tax rates
- Live market data
Most used
Jump straight inAll at a glance
Every calculator on one board
Uses live dataFull descriptions below
Tax & zakat
8PSX trading
7Returns & growth
10Dividends
5Valuation
6Savings & bonds
4Planning
8Loans
3Gold & currency
3
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Tax & zakatTax & zakat
Tax & zakat: How much tax will I pay?
Salary, business, rental, capital gains, dividend and property tax under the Finance Act 2026, plus zakat.
8 calculators3 use live data4 most used
Business & Freelancer Income Tax Calculator
Tax for non-salaried individuals, sole proprietors, AOPs and freelancers under the 2026-27 slabs.
Rental Income Tax Calculator
Tax on rent for individuals and AOPs after section 15A deductions, with tenant withholding and the extra tax on top of your salary.
- Most used
Capital Gains Tax Calculator for PSX Shares
CGT on listed shares and mutual funds for filers and non-filers, by purchase date and holding period.
- Live data
Dividend Tax Calculator
Withholding tax on dividends from shares, IPPs, REITs and mutual funds for filers and non-filers.
- Most used
Property Transfer Tax Calculator
Advance tax for buyers and sellers (236K, 236C) and capital gains tax on property, filer vs non-filer.
- Most usedLive data
Zakat Calculator
Zakat on cash, gold, silver, shares, mutual funds and business stock, with today's nisab.
- Live data
Dividend Purification Calculator
The charity amount that purifies dividends and gains from Shariah-compliant stocks.
PSX tradingPSX trading
PSX trading: How do I size up my next trade?
Trading costs, average price, position sizing and price levels for Pakistan Stock Exchange traders.
7 calculators7 use live data2 most used
- Most usedLive data
PSX Brokerage & Trading Profit Calculator
Every fee on a PSX trade (commission, sales tax, CDC, NCCPL, SECP) and your net profit and break-even.
- Most usedLive data
Stock Average Price Calculator
Your average cost after several buys, and how many shares bring it down to a target.
- Live data
Position Size Calculator
How many shares to buy so a stop-loss costs you only the risk you chose.
- Live data
Risk Reward & Stop Loss Calculator
Risk to reward ratio, stop-loss and target prices, and the win rate a setup needs.
- Live data
Pivot Point Calculator
Classic, Fibonacci, Camarilla, Woodie and DeMark pivots, prefilled from any PSX stock.
- Live data
Fibonacci Retracement Calculator
Retracement and extension levels between any swing high and low.
- Live data
PSX Upper & Lower Lock Calculator
Today's circuit breaker limits for any PSX stock, from the previous close.
Returns & growthReturns & growth
Returns & growth: How much will my money grow?
How money grows: monthly investing, compounding, CAGR, XIRR, inflation and what a PSX stock really returned.
10 calculators2 use live data4 most used
- Most used
SIP Calculator
What a fixed monthly investment in PSX stocks or mutual funds can grow to, with yearly step-up.
Lumpsum Investment Calculator
The future value of a one-time investment, before and after inflation.
- Most used
Compound Interest Calculator
Compounding daily, monthly, quarterly, half-yearly or yearly, with regular additions.
CAGR Calculator
Compound annual growth rate between two values, and the value a target CAGR gives.
XIRR Calculator
Annualised return on irregular buys, sells and dividends, on their actual dates.
- Most usedLive data
PSX Stock Return Calculator
What an investment in any PSX stock would be worth today, from real price history.
- Live data
KSE-100 Return Calculator
KSE-100 index returns between any two dates, annualised and against inflation.
- Most used
Inflation Calculator Pakistan
What rupees from any year are worth today, from Pakistan's CPI history.
Rule of 72 Calculator
How many years it takes money to double, quickly and exactly.
SWP Calculator
Monthly withdrawals from an investment and how long the money lasts.
DividendsDividends & corporate actions
Dividends & corporate actions: What will my dividends pay me?
Dividend income after tax, yield, reinvestment, right shares and bonus shares.
5 calculators5 use live data1 most used
- Most usedLive data
Dividend Income Calculator
Dividend income from your PSX shares after withholding tax, per payout and per year.
- Live data
Dividend Yield Calculator
Dividend yield and yield on cost for any PSX stock, from the latest annual payout.
- Live data
Dividend Reinvestment (DRIP) Calculator
How reinvesting dividends and growing payouts compound a PSX holding over time.
- Live data
Right Shares Calculator
Theoretical ex-right price, cost to subscribe and the value of your rights.
- Live data
Bonus Shares & Stock Split Calculator
New share count, adjusted price and average cost after a bonus issue or a split.
ValuationStock valuation
Stock valuation: Is this stock worth its price?
Fair value, Graham number, P/E and dividend models, prefilled with PSX fundamentals.
6 calculators6 use live data1 most used
- Live data
Intrinsic Value (DCF) Calculator
A discounted earnings or cash-flow value per share, with margin of safety.
- Live data
Graham Number Calculator
Benjamin Graham's fair value from EPS and book value, for any PSX stock.
- Live data
P/E Ratio & Fair Price Calculator
P/E, earnings yield, PEG and the price a target P/E implies.
- Live data
Dividend Discount Model Calculator
Gordon growth and two-stage dividend models for dividend-paying PSX stocks.
- Live data
Shariah Compliance Checker
Test a company against the KMI Shariah screening ratios.
- Most usedLive data
Compare PSX Stocks
Two to four PSX stocks side by side: price, returns, valuation, dividends and profitability.
Savings & bondsSavings, NSS & bonds
Savings, NSS & bonds: What will my savings earn?
National Savings, T-bills, PIBs and bank deposits, with withholding tax worked out.
4 calculators1 most used
- Most used
National Savings (NSS) Profit Calculator
Profit on Behbood, Defence, Regular Income, Special and Short Term certificates after tax.
T-Bill Calculator
Price, yield and profit on Pakistan treasury bills, with the latest auction yields.
PIB & Bond Yield Calculator
Yield to maturity, price and coupon income on PIBs, sukuk and TFCs.
Bank Term Deposit Calculator
Profit on bank term deposits and savings accounts, monthly or at maturity, after tax.
PlanningPlanning & retirement
Planning & retirement: Am I on track for my goals?
Retirement, pension, gratuity, provident fund, goals and net worth.
8 calculators1 use live data2 most used
Goal Planner
The monthly investment that reaches a goal: Hajj, a wedding, a car, a home or education.
- Most used
Retirement Calculator
The savings you need to retire, and the monthly investment that gets you there.
VPS Pension Calculator
Voluntary Pension System growth, the yearly tax credit, and the pension at retirement.
- Most used
Gratuity Calculator
Gratuity from your last drawn salary and years of service, with the tax-free limit.
Provident Fund Calculator
Your provident fund balance at retirement from your and your employer's contributions.
EOBI Pension Calculator
Your EOBI old-age pension, contributions and eligibility.
- Live data
Net Worth Calculator
Everything you own minus everything you owe, with an asset mix breakdown.
Emergency Fund Calculator
How big your safety cushion should be and how long it takes to build.
LoansLoans & financing
Loans & financing: What will my instalment be?
Monthly instalments, car and home financing, with full repayment schedules.
3 calculators2 most used
- Most used
Loan EMI Calculator
Monthly instalment, total interest and the full repayment schedule for any loan.
- Most used
Car Financing Calculator
Monthly instalment on a bank car loan from KIBOR plus spread, down payment and insurance.
Home Finance Calculator
Instalment, eligibility and total cost of a KIBOR-linked home loan.
Gold & currencyGold & currency
Gold & currency: What is my gold or money worth?
Live gold and silver rates per tola, and PKR exchange rates.
3 calculators3 use live data2 most used
- Most usedMarket rates
Gold Price Calculator
Value of gold and silver by tola, gram or ounce and karat, at today's Pakistan rates.
- Market rates
Tola to Gram Converter
Convert between tola, gram, masha, ratti and ounce instantly.
- Most usedMarket rates
PKR Currency Converter
Convert Pakistani rupees to and from many currencies at today's rates.
FAQ
About these tools
Free, no sign-up, and every method explained on its page. Want a tool we don't have yet? Tell us.
Are these calculators free?
Yes. Every Investify tool is free and works without an account. Your inputs stay in your browser and in the page address, so you can bookmark or share a result.
Are the tax calculators updated for the 2026-27 budget?
Yes. The salary, business, rental, capital gains, dividend and property tax calculators use the rates for tax year 2027 (July 1, 2026 to June 30, 2027) under the Finance Act 2026. The salary and property tax calculators also show last year's rules alongside, where they changed.
Where does the live data come from?
Tools with a data badge read the same PSX prices, company fundamentals, gold, silver and currency rates that power Investify's market pages, so a stock or rate is prefilled for you. Signed-in visitors get the live PSX feed, marked Live data; gold and currency tools show market rates refreshed about every 10 minutes to everyone. You can always overwrite any number.
Can I rely on the results for tax filing or trading?
Treat them as accurate estimates for planning. Each tool explains its method, rates and sources. For a return you file or a trade you place, check the final figures with the FBR, your broker's contract note or a tax adviser.
