Banks’ deposits increase by 14% YoY to Rs39tr in July

Deposits held by scheduled banks reached Rs39.05 trillion in July 2026, Mettis Link News reported, a rise of 13.93% on the Rs34.28 trillion recorded a year earlier. Against June 2026, when the figure stood at Rs40.89 trillion, the balance slipped 4.48%, based on State Bank of Pakistan data.

Lending moved in the opposite direction on a monthly basis. Advances rose 8.98% year on year to Rs14.46 trillion, but fell 5.3% from Rs15.27 trillion in June. The advances-to-deposit ratio came in at 37.04%, down 168 bps annually and 32 bps from the previous month.

Investments held by scheduled banks totalled Rs40.83 trillion, up 12.82% from Rs36.19 trillion a year earlier but down 4.12% from Rs42.58 trillion a month before. The investment-to-deposit ratio eased 102 bps year on year to 104.55%, yet it rose 40 bps compared with June.