HBL expects investment yields to rise as floating-rate securities reprice

Habib Bank Limited expects returns from its investment portfolio to edge higher as floating-rate holdings reset, Business Recorder reported on Wednesday. At a briefing on its third-quarter results, HBL said these securities made up around 60% of its portfolio in September 2026, while medium-term bonds and fixed-rate assets accounted for 15% and 25%. It added about Rs450 billion to its Pakistan Investment Bond holdings from the second to the third quarter.

HBL earned Rs19.6 billion, or Rs13.33 per share, in the third quarter of calendar year 2026, a 6.5% increase from the prior quarter, and declared an interim dividend of Rs6 per share. Current-account deposits grew 15%, or Rs273 billion, over the nine months to September, reaching 40% of deposits; Islamic deposits stood at Rs1.3 trillion. The bank also reported a 4.5% infection ratio and 85% specific coverage, while mobile app transaction throughput rose 36%.