Auto financing in Pakistan rises to Rs393bn in August

Mettis Global reported that auto financing in Pakistan climbed to Rs393.4 billion in August 2026, a month-on-month increase of 1.84 per cent from Rs386.29 billion in July. According to the latest State Bank of Pakistan data, the figure was 33.77 per cent higher year on year, when car financing stood at Rs294.08 billion a year earlier. The same data showed that consumer financing for house building reached Rs315.78 billion by the end of August, up 49.45 per cent year on year.

Overall consumer credit rose 30.37 per cent year on year to Rs1.23 trillion, while personal use financing reached Rs296.68 billion, up 12.61 per cent annually. Outstanding credit to the private sector grew 15.01 per cent year on year to Rs10.91 trillion in August 2026, although its monthly rise was only 0.09 per cent. Manufacturing loans stood at Rs5.72 trillion, up 11.34 per cent year on year.

Lending to the agriculture, forestry and fishing sectors reached Rs687.86 billion, up 33.51 per cent year on year, while construction sector borrowing stood at Rs222.33 billion. The central bank figures show strong growth in household and sector borrowing during the month.